Serving All of Florida!

WHY TITLE INSURANCE?

There are few things in life more important than protecting your home.  Having a title examination or search cannot protect your equity and home from matters that do not appear in Public Records.  However a title policy can protect you from:

  • False impersonation of the true property owner.
  • Forged deeds, mortgages, wills, releases of mortgages and other instruments.
  • Undisclosed heirs.
  • Issues involving improper marital status.
  • Deeds by persons falsely representing their marital status.
  • Conveyances by undisclosed divorced spouses.
  • Rights of divorced parties.
  • Documents executed under false, revoked or expired powers of attorney.
  • Deeds executed by minors.
  • Issues concerning adopted children.
  • Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means.
  • Deeds or wills by persons lacking legal capacity.
  • Documents signed under duress.
  • Deeds and mortgages by foreign persons who may lack the legal capacity to hold or convey title.
  • Administration of estates and probate of wills of missing persons who are presumed deceased.
  • Misinterpretation of wills and ancillary instruments.
  • Lack of legal capacity of a personal representative(s), trustee(s), etc.
  • Improperly recorded legal documents.
  • Inadequate or inaccurate legal descriptions.
  • Defective acknowledgements due to improper or expired notarization.
  • Failure to include necessary parties to certain judicial proceedings.
  • Forfeitures of real property due to criminal acts.
  • Gaps in the chain of title.
  • Mistakes or omissions resulting from an erroneous title search and examination.
  • Federal estate and gift tax liens.
  • Corporate franchise taxes as liens on corporate real estate assets.
  • Special tax assessments.
  • Real estate homestead exceptions.
  • Nonpayment of debts that attach to real property.
  • Claims of creditors of decedent against property improperly conveyed by heirs and devisees.
  • Issues of rightful possession of the land.
  • Conveyance in violation of public policy.
  • Issues concerning unlawful taking by eminent domain or condemnation.
  • Adverse possession.
  • Prescriptive rights in another not appearing of record and not disclosed by survey.